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Protecta Warranty & Insurance Products

Mechanical Breakdown Insurance

Mechanical Breakdown Insurance offers protection for your vehicle against sudden and unforeseen mechanical or electrical breakdown. We would all like to think that this will never happen, but the reality is that if it does happen, it is best to be prepared.

Vehicles Covered

  • Vehicles up to 150,000km at time of purchase, and 15 years at end of policy
    term.
Benefits
  • Claims up to current market value of vehicle over duration of policy
  • Claim limits set at inception date
  • Covers all major mechanical, electrical and electronic components
  • Rental vehicle costs to a maximum of $500 per claim included
  • Towing costs to a maximum of $100 per claim
  • Accommodation costs up to $500

AutoProtect

AutoProtect is our Comprehensive Motor Vehicle Insurance product.

  • Great extras under Full Cover, including Medical and Legal expenses; Completion of Journey costs and Salvage Costs
  • 24 hour 7 day protection with AA Roadservice Cover
  • No excess for Windscreen Breakages
  • No Blame Bonus - no excess and No Claim Bonus not affected if you are involved in an accident that is not your fault
  • Your Trailer is automatically included in your policy, free of Excess
  • Replace your Keys and Locks where your keys and/or combinations have been stolen or illegally duplicated, up to $500
  • Automatic Uninsured Motor extension covering impact damage caused by an uninsured third party driver to a maximum of $3,000 for Third Party plans
  • Acknowledges the No Claim Bonus status of the Insured Driver

AA Roadservice Cover

Flat Tyre or Damaged Wheel

The AA will change a damaged tyre/wheel with the nominated vehicle's serviceable spare. Where the spare is not serviceable the AA will arrange towing of the vehicle to the nearest facility at the expense of the driver.

Flat Battery

The AA will provide a battery boost and any other practical assistance to start the vehicle. If a new battery is required, the AA will arrange a new battery at the expense of the driver.

Locked out

The AA will assist you to access the vehicle where keys have been accidentally locked inside the vehicle.

Out of fuel

The AA will provide free delivery of $20 worth of liquid fuel. Cost of the fuel will be at the expense of the driver.

Lost Keys

The AA will arrange a locksmith to help get the driver back in the vehicle. Any replacement keys provided will be at the expense of the driver.

Breakdown (mechanical or electrical)

The AA will attempt to provide emergency repairs at the roadside. If the AA are not able to mobilise the vehicle or it requires parts the AA will tow it to the nearest authorised PROTECTA insurance repairer.

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